LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,140
−HK$636/mo
▼ 0.25% · 3.875%
HK$10,455
−HK$321/mo
Today · 4.125%
HK$10,776
baseline
▲ 0.50% · 4.625%
HK$11,431
+HK$655/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,552/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,280
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,583
−HK$307/mo
Today · 4.125%
HK$11,890
baseline
▲ 0.50% · 4.625%
HK$12,516
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,780/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,168
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,546
−HK$385/mo
Today · 4.125%
HK$12,931
baseline
▲ 0.50% · 4.625%
HK$13,717
+HK$786/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,862/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,536
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,899
−HK$369/mo
Today · 4.125%
HK$14,268
baseline
▲ 0.50% · 4.625%
HK$15,020
+HK$752/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,536/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,196
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,637
−HK$449/mo
Today · 4.125%
HK$15,086
baseline
▲ 0.50% · 4.625%
HK$16,004
+HK$918/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,172/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,792
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,216
−HK$430/mo
Today · 4.125%
HK$16,646
baseline
▲ 0.50% · 4.625%
HK$17,523
+HK$877/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,292/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,251
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,819
−HK$577/mo
Today · 4.125%
HK$19,396
baseline
▲ 0.50% · 4.625%
HK$20,576
+HK$1,180/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,792/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,305
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,849
−HK$553/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,530
+HK$1,128/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,702 · Scale 2, in force from 26 Feb 2026)