LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,402
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,557
−HK$3,204/mo
Today · 4.125%
HK$107,761
baseline
▲ 0.50% · 4.625%
HK$114,318
+HK$6,557/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,522/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,809
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,835
−HK$3,069/mo
Today · 4.125%
HK$118,904
baseline
▲ 0.50% · 4.625%
HK$125,172
+HK$6,268/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,808/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,683
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,468
−HK$3,846/mo
Today · 4.125%
HK$129,314
baseline
▲ 0.50% · 4.625%
HK$137,182
+HK$7,868/mo
Deposit HK$17.79M · loan HK$26.68M · min. income ≈ HK$258,628/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,371
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,002
−HK$3,683/mo
Today · 4.125%
HK$142,685
baseline
▲ 0.50% · 4.625%
HK$150,206
+HK$7,521/mo
Deposit HK$17.79M · loan HK$26.68M · min. income ≈ HK$285,370/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,963
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$146,379
−HK$4,487/mo
Today · 4.125%
HK$150,866
baseline
▲ 0.50% · 4.625%
HK$160,046
+HK$9,180/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$301,732/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,933
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$162,169
−HK$4,296/mo
Today · 4.125%
HK$166,465
baseline
▲ 0.50% · 4.625%
HK$175,240
+HK$8,775/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$332,930/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,524
−HK$11,446/mo
▼ 0.25% · 3.875%
HK$188,202
−HK$5,768/mo
Today · 4.125%
HK$193,970
baseline
▲ 0.50% · 4.625%
HK$205,773
+HK$11,803/mo
Deposit HK$4.45M · loan HK$40.02M · min. income ≈ HK$387,940/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,057
−HK$10,970/mo
▼ 0.25% · 3.875%
HK$208,502
−HK$5,525/mo
Today · 4.125%
HK$214,027
baseline
▲ 0.50% · 4.625%
HK$225,309
+HK$11,282/mo
Deposit HK$4.45M · loan HK$40.02M · min. income ≈ HK$428,054/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,965 · Scale 2, in force from 26 Feb 2026)