LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,416
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,571
−HK$3,205/mo
Today · 4.125%
HK$107,776
baseline
▲ 0.50% · 4.625%
HK$114,334
+HK$6,558/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$215,552/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,825
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,851
−HK$3,069/mo
Today · 4.125%
HK$118,920
baseline
▲ 0.50% · 4.625%
HK$125,189
+HK$6,269/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$237,840/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,700
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,485
−HK$3,846/mo
Today · 4.125%
HK$129,331
baseline
▲ 0.50% · 4.625%
HK$137,201
+HK$7,870/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$258,662/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,390
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,021
−HK$3,683/mo
Today · 4.125%
HK$142,704
baseline
▲ 0.50% · 4.625%
HK$150,226
+HK$7,522/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$285,408/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,983
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$146,399
−HK$4,487/mo
Today · 4.125%
HK$150,886
baseline
▲ 0.50% · 4.625%
HK$160,068
+HK$9,182/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$301,772/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,955
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$162,191
−HK$4,297/mo
Today · 4.125%
HK$166,488
baseline
▲ 0.50% · 4.625%
HK$175,264
+HK$8,776/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$332,976/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,549
−HK$11,448/mo
▼ 0.25% · 3.875%
HK$188,228
−HK$5,769/mo
Today · 4.125%
HK$193,997
baseline
▲ 0.50% · 4.625%
HK$205,801
+HK$11,804/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$387,994/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,084
−HK$10,972/mo
▼ 0.25% · 3.875%
HK$208,531
−HK$5,525/mo
Today · 4.125%
HK$214,056
baseline
▲ 0.50% · 4.625%
HK$225,340
+HK$11,284/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$428,112/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,224 · Scale 2, in force from 26 Feb 2026)