LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,418
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,572
−HK$3,205/mo
Today · 4.125%
HK$107,777
baseline
▲ 0.50% · 4.625%
HK$114,335
+HK$6,558/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$215,554/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,826
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,852
−HK$3,070/mo
Today · 4.125%
HK$118,922
baseline
▲ 0.50% · 4.625%
HK$125,190
+HK$6,268/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$237,844/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,701
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,487
−HK$3,846/mo
Today · 4.125%
HK$129,333
baseline
▲ 0.50% · 4.625%
HK$137,202
+HK$7,869/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$258,666/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,391
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$139,022
−HK$3,684/mo
Today · 4.125%
HK$142,706
baseline
▲ 0.50% · 4.625%
HK$150,228
+HK$7,522/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$285,412/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,985
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$146,401
−HK$4,487/mo
Today · 4.125%
HK$150,888
baseline
▲ 0.50% · 4.625%
HK$160,069
+HK$9,181/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$301,776/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,956
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,193
−HK$4,297/mo
Today · 4.125%
HK$166,490
baseline
▲ 0.50% · 4.625%
HK$175,266
+HK$8,776/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$332,980/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,552
−HK$11,447/mo
▼ 0.25% · 3.875%
HK$188,230
−HK$5,769/mo
Today · 4.125%
HK$193,999
baseline
▲ 0.50% · 4.625%
HK$205,804
+HK$11,805/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$387,998/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,087
−HK$10,972/mo
▼ 0.25% · 3.875%
HK$208,533
−HK$5,526/mo
Today · 4.125%
HK$214,059
baseline
▲ 0.50% · 4.625%
HK$225,342
+HK$11,283/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$428,118/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,246 · Scale 2, in force from 26 Feb 2026)