LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,424
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,578
−HK$3,206/mo
Today · 4.125%
HK$107,784
baseline
▲ 0.50% · 4.625%
HK$114,342
+HK$6,558/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$215,568/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,833
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,859
−HK$3,070/mo
Today · 4.125%
HK$118,929
baseline
▲ 0.50% · 4.625%
HK$125,198
+HK$6,269/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$237,858/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,708
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,494
−HK$3,846/mo
Today · 4.125%
HK$129,340
baseline
▲ 0.50% · 4.625%
HK$137,210
+HK$7,870/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$258,680/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,399
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$139,031
−HK$3,683/mo
Today · 4.125%
HK$142,714
baseline
▲ 0.50% · 4.625%
HK$150,237
+HK$7,523/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$285,428/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,993
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,410
−HK$4,487/mo
Today · 4.125%
HK$150,897
baseline
▲ 0.50% · 4.625%
HK$160,079
+HK$9,182/mo
Deposit HK$13.34M · loan HK$31.14M · min. income ≈ HK$301,794/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,966
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,202
−HK$4,298/mo
Today · 4.125%
HK$166,500
baseline
▲ 0.50% · 4.625%
HK$175,277
+HK$8,777/mo
Deposit HK$13.34M · loan HK$31.14M · min. income ≈ HK$333,000/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,562
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$188,241
−HK$5,770/mo
Today · 4.125%
HK$194,011
baseline
▲ 0.50% · 4.625%
HK$205,816
+HK$11,805/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$388,022/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,099
−HK$10,973/mo
▼ 0.25% · 3.875%
HK$208,546
−HK$5,526/mo
Today · 4.125%
HK$214,072
baseline
▲ 0.50% · 4.625%
HK$225,356
+HK$11,284/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$428,144/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,358 · Scale 2, in force from 26 Feb 2026)