LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,429
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,584
−HK$3,205/mo
Today · 4.125%
HK$107,789
baseline
▲ 0.50% · 4.625%
HK$114,348
+HK$6,559/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$215,578/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,838
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,865
−HK$3,070/mo
Today · 4.125%
HK$118,935
baseline
▲ 0.50% · 4.625%
HK$125,204
+HK$6,269/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$237,870/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,714
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$125,500
−HK$3,847/mo
Today · 4.125%
HK$129,347
baseline
▲ 0.50% · 4.625%
HK$137,218
+HK$7,871/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$258,694/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,406
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,038
−HK$3,684/mo
Today · 4.125%
HK$142,722
baseline
▲ 0.50% · 4.625%
HK$150,245
+HK$7,523/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$285,444/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,000
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$146,417
−HK$4,488/mo
Today · 4.125%
HK$150,905
baseline
▲ 0.50% · 4.625%
HK$160,087
+HK$9,182/mo
Deposit HK$13.34M · loan HK$31.14M · min. income ≈ HK$301,810/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,974
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,211
−HK$4,298/mo
Today · 4.125%
HK$166,509
baseline
▲ 0.50% · 4.625%
HK$175,286
+HK$8,777/mo
Deposit HK$13.34M · loan HK$31.14M · min. income ≈ HK$333,018/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,572
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$188,251
−HK$5,770/mo
Today · 4.125%
HK$194,021
baseline
▲ 0.50% · 4.625%
HK$205,826
+HK$11,805/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$388,042/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,109
−HK$10,974/mo
▼ 0.25% · 3.875%
HK$208,556
−HK$5,527/mo
Today · 4.125%
HK$214,083
baseline
▲ 0.50% · 4.625%
HK$225,367
+HK$11,284/mo
Deposit HK$4.45M · loan HK$40.03M · min. income ≈ HK$428,166/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,455 · Scale 2, in force from 26 Feb 2026)