LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,435
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,590
−HK$3,206/mo
Today · 4.125%
HK$107,796
baseline
▲ 0.50% · 4.625%
HK$114,355
+HK$6,559/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$215,592/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,845
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,872
−HK$3,070/mo
Today · 4.125%
HK$118,942
baseline
▲ 0.50% · 4.625%
HK$125,212
+HK$6,270/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$237,884/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,722
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$125,508
−HK$3,847/mo
Today · 4.125%
HK$129,355
baseline
▲ 0.50% · 4.625%
HK$137,226
+HK$7,871/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$258,710/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,414
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,046
−HK$3,684/mo
Today · 4.125%
HK$142,730
baseline
▲ 0.50% · 4.625%
HK$150,254
+HK$7,524/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$285,460/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,009
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$146,426
−HK$4,488/mo
Today · 4.125%
HK$150,914
baseline
▲ 0.50% · 4.625%
HK$160,097
+HK$9,183/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$301,828/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,983
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$162,220
−HK$4,299/mo
Today · 4.125%
HK$166,519
baseline
▲ 0.50% · 4.625%
HK$175,296
+HK$8,777/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$333,038/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,583
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$188,262
−HK$5,770/mo
Today · 4.125%
HK$194,032
baseline
▲ 0.50% · 4.625%
HK$205,839
+HK$11,807/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$388,064/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,122
−HK$10,974/mo
▼ 0.25% · 3.875%
HK$208,569
−HK$5,527/mo
Today · 4.125%
HK$214,096
baseline
▲ 0.50% · 4.625%
HK$225,381
+HK$11,285/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$428,192/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,570 · Scale 2, in force from 26 Feb 2026)