LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,438
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,593
−HK$3,206/mo
Today · 4.125%
HK$107,799
baseline
▲ 0.50% · 4.625%
HK$114,358
+HK$6,559/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$215,598/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,848
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,875
−HK$3,070/mo
Today · 4.125%
HK$118,945
baseline
▲ 0.50% · 4.625%
HK$125,215
+HK$6,270/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$237,890/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,725
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$125,511
−HK$3,847/mo
Today · 4.125%
HK$129,358
baseline
▲ 0.50% · 4.625%
HK$137,229
+HK$7,871/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$258,716/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,418
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,050
−HK$3,684/mo
Today · 4.125%
HK$142,734
baseline
▲ 0.50% · 4.625%
HK$150,258
+HK$7,524/mo
Deposit HK$17.79M · loan HK$26.69M · min. income ≈ HK$285,468/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,013
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$146,430
−HK$4,488/mo
Today · 4.125%
HK$150,918
baseline
▲ 0.50% · 4.625%
HK$160,101
+HK$9,183/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$301,836/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,988
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,225
−HK$4,298/mo
Today · 4.125%
HK$166,523
baseline
▲ 0.50% · 4.625%
HK$175,301
+HK$8,778/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$333,046/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,588
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$188,267
−HK$5,770/mo
Today · 4.125%
HK$194,037
baseline
▲ 0.50% · 4.625%
HK$205,844
+HK$11,807/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$388,074/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,127
−HK$10,974/mo
▼ 0.25% · 3.875%
HK$208,575
−HK$5,526/mo
Today · 4.125%
HK$214,101
baseline
▲ 0.50% · 4.625%
HK$225,387
+HK$11,286/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$428,202/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,619 · Scale 2, in force from 26 Feb 2026)