LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,448
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,603
−HK$3,206/mo
Today · 4.125%
HK$107,809
baseline
▲ 0.50% · 4.625%
HK$114,369
+HK$6,560/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$215,618/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,860
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,886
−HK$3,071/mo
Today · 4.125%
HK$118,957
baseline
▲ 0.50% · 4.625%
HK$125,227
+HK$6,270/mo
Deposit HK$22.24M · loan HK$22.24M · min. income ≈ HK$237,914/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,737
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,524
−HK$3,847/mo
Today · 4.125%
HK$129,371
baseline
▲ 0.50% · 4.625%
HK$137,243
+HK$7,872/mo
Deposit HK$17.80M · loan HK$26.69M · min. income ≈ HK$258,742/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,431
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,064
−HK$3,684/mo
Today · 4.125%
HK$142,748
baseline
▲ 0.50% · 4.625%
HK$150,273
+HK$7,525/mo
Deposit HK$17.80M · loan HK$26.69M · min. income ≈ HK$285,496/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,027
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$146,445
−HK$4,488/mo
Today · 4.125%
HK$150,933
baseline
▲ 0.50% · 4.625%
HK$160,117
+HK$9,184/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$301,866/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,003
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,241
−HK$4,299/mo
Today · 4.125%
HK$166,540
baseline
▲ 0.50% · 4.625%
HK$175,318
+HK$8,778/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$333,080/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,606
−HK$11,451/mo
▼ 0.25% · 3.875%
HK$188,286
−HK$5,771/mo
Today · 4.125%
HK$194,057
baseline
▲ 0.50% · 4.625%
HK$205,865
+HK$11,808/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$388,114/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,147
−HK$10,976/mo
▼ 0.25% · 3.875%
HK$208,596
−HK$5,527/mo
Today · 4.125%
HK$214,123
baseline
▲ 0.50% · 4.625%
HK$225,409
+HK$11,286/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$428,246/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,809 · Scale 2, in force from 26 Feb 2026)