LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,145
−HK$636/mo
▼ 0.25% · 3.875%
HK$10,461
−HK$320/mo
Today · 4.125%
HK$10,781
baseline
▲ 0.50% · 4.625%
HK$11,437
+HK$656/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,562/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,286
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,589
−HK$307/mo
Today · 4.125%
HK$11,896
baseline
▲ 0.50% · 4.625%
HK$12,523
+HK$627/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,792/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,174
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,553
−HK$385/mo
Today · 4.125%
HK$12,938
baseline
▲ 0.50% · 4.625%
HK$13,725
+HK$787/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,876/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,544
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,907
−HK$368/mo
Today · 4.125%
HK$14,275
baseline
▲ 0.50% · 4.625%
HK$15,028
+HK$753/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,550/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,203
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,645
−HK$449/mo
Today · 4.125%
HK$15,094
baseline
▲ 0.50% · 4.625%
HK$16,012
+HK$918/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,188/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,801
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,225
−HK$430/mo
Today · 4.125%
HK$16,655
baseline
▲ 0.50% · 4.625%
HK$17,532
+HK$877/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,310/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,261
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,829
−HK$577/mo
Today · 4.125%
HK$19,406
baseline
▲ 0.50% · 4.625%
HK$20,587
+HK$1,181/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,812/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,315
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,860
−HK$553/mo
Today · 4.125%
HK$21,413
baseline
▲ 0.50% · 4.625%
HK$22,542
+HK$1,129/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$42,826/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,737 · Scale 2, in force from 26 Feb 2026)