LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,452
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$104,608
−HK$3,206/mo
Today · 4.125%
HK$107,814
baseline
▲ 0.50% · 4.625%
HK$114,375
+HK$6,561/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$215,628/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,865
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,892
−HK$3,070/mo
Today · 4.125%
HK$118,962
baseline
▲ 0.50% · 4.625%
HK$125,233
+HK$6,271/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$237,924/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,743
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,530
−HK$3,847/mo
Today · 4.125%
HK$129,377
baseline
▲ 0.50% · 4.625%
HK$137,249
+HK$7,872/mo
Deposit HK$17.80M · loan HK$26.69M · min. income ≈ HK$258,754/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,438
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,070
−HK$3,685/mo
Today · 4.125%
HK$142,755
baseline
▲ 0.50% · 4.625%
HK$150,280
+HK$7,525/mo
Deposit HK$17.80M · loan HK$26.69M · min. income ≈ HK$285,510/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,033
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$146,451
−HK$4,489/mo
Today · 4.125%
HK$150,940
baseline
▲ 0.50% · 4.625%
HK$160,124
+HK$9,184/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$301,880/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,011
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$162,248
−HK$4,299/mo
Today · 4.125%
HK$166,547
baseline
▲ 0.50% · 4.625%
HK$175,326
+HK$8,779/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$333,094/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,614
−HK$11,452/mo
▼ 0.25% · 3.875%
HK$188,295
−HK$5,771/mo
Today · 4.125%
HK$194,066
baseline
▲ 0.50% · 4.625%
HK$205,874
+HK$11,808/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$388,132/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,157
−HK$10,975/mo
▼ 0.25% · 3.875%
HK$208,605
−HK$5,527/mo
Today · 4.125%
HK$214,132
baseline
▲ 0.50% · 4.625%
HK$225,420
+HK$11,288/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$428,264/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,895 · Scale 2, in force from 26 Feb 2026)