LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,453
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$104,609
−HK$3,206/mo
Today · 4.125%
HK$107,815
baseline
▲ 0.50% · 4.625%
HK$114,375
+HK$6,560/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$215,630/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,865
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$115,892
−HK$3,071/mo
Today · 4.125%
HK$118,963
baseline
▲ 0.50% · 4.625%
HK$125,234
+HK$6,271/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$237,926/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,744
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,530
−HK$3,848/mo
Today · 4.125%
HK$129,378
baseline
▲ 0.50% · 4.625%
HK$137,250
+HK$7,872/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$258,756/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,438
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$139,071
−HK$3,685/mo
Today · 4.125%
HK$142,756
baseline
▲ 0.50% · 4.625%
HK$150,281
+HK$7,525/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$285,512/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,034
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$146,452
−HK$4,489/mo
Today · 4.125%
HK$150,941
baseline
▲ 0.50% · 4.625%
HK$160,125
+HK$9,184/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$301,882/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,012
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$162,249
−HK$4,299/mo
Today · 4.125%
HK$166,548
baseline
▲ 0.50% · 4.625%
HK$175,327
+HK$8,779/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$333,096/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,615
−HK$11,452/mo
▼ 0.25% · 3.875%
HK$188,296
−HK$5,771/mo
Today · 4.125%
HK$194,067
baseline
▲ 0.50% · 4.625%
HK$205,875
+HK$11,808/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$388,134/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,158
−HK$10,976/mo
▼ 0.25% · 3.875%
HK$208,606
−HK$5,528/mo
Today · 4.125%
HK$214,134
baseline
▲ 0.50% · 4.625%
HK$225,421
+HK$11,287/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$428,268/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,906 · Scale 2, in force from 26 Feb 2026)