LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,455
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$104,610
−HK$3,207/mo
Today · 4.125%
HK$107,817
baseline
▲ 0.50% · 4.625%
HK$114,377
+HK$6,560/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$215,634/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,867
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$115,894
−HK$3,071/mo
Today · 4.125%
HK$118,965
baseline
▲ 0.50% · 4.625%
HK$125,236
+HK$6,271/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$237,930/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,746
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,533
−HK$3,847/mo
Today · 4.125%
HK$129,380
baseline
▲ 0.50% · 4.625%
HK$137,253
+HK$7,873/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$258,760/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,441
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,073
−HK$3,685/mo
Today · 4.125%
HK$142,758
baseline
▲ 0.50% · 4.625%
HK$150,283
+HK$7,525/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$285,516/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,036
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$146,455
−HK$4,488/mo
Today · 4.125%
HK$150,943
baseline
▲ 0.50% · 4.625%
HK$160,128
+HK$9,185/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$301,886/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,014
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,252
−HK$4,299/mo
Today · 4.125%
HK$166,551
baseline
▲ 0.50% · 4.625%
HK$175,330
+HK$8,779/mo
Deposit HK$13.35M · loan HK$31.14M · min. income ≈ HK$333,102/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,618
−HK$11,452/mo
▼ 0.25% · 3.875%
HK$188,299
−HK$5,771/mo
Today · 4.125%
HK$194,070
baseline
▲ 0.50% · 4.625%
HK$205,879
+HK$11,809/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$388,140/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,161
−HK$10,976/mo
▼ 0.25% · 3.875%
HK$208,610
−HK$5,527/mo
Today · 4.125%
HK$214,137
baseline
▲ 0.50% · 4.625%
HK$225,425
+HK$11,288/mo
Deposit HK$4.45M · loan HK$40.04M · min. income ≈ HK$428,274/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,890,937 · Scale 2, in force from 26 Feb 2026)