LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,464
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,620
−HK$3,207/mo
Today · 4.125%
HK$107,827
baseline
▲ 0.50% · 4.625%
HK$114,388
+HK$6,561/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$215,654/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,878
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$115,905
−HK$3,071/mo
Today · 4.125%
HK$118,976
baseline
▲ 0.50% · 4.625%
HK$125,248
+HK$6,272/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$237,952/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,757
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$125,544
−HK$3,848/mo
Today · 4.125%
HK$129,392
baseline
▲ 0.50% · 4.625%
HK$137,265
+HK$7,873/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$258,784/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,453
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,086
−HK$3,686/mo
Today · 4.125%
HK$142,772
baseline
▲ 0.50% · 4.625%
HK$150,297
+HK$7,525/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$285,544/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,050
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$146,468
−HK$4,490/mo
Today · 4.125%
HK$150,958
baseline
▲ 0.50% · 4.625%
HK$160,143
+HK$9,185/mo
Deposit HK$13.35M · loan HK$31.15M · min. income ≈ HK$301,916/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,029
−HK$8,538/mo
▼ 0.25% · 3.875%
HK$162,267
−HK$4,300/mo
Today · 4.125%
HK$166,567
baseline
▲ 0.50% · 4.625%
HK$175,347
+HK$8,780/mo
Deposit HK$13.35M · loan HK$31.15M · min. income ≈ HK$333,134/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,635
−HK$11,453/mo
▼ 0.25% · 3.875%
HK$188,316
−HK$5,772/mo
Today · 4.125%
HK$194,088
baseline
▲ 0.50% · 4.625%
HK$205,898
+HK$11,810/mo
Deposit HK$4.45M · loan HK$40.05M · min. income ≈ HK$388,176/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,180
−HK$10,977/mo
▼ 0.25% · 3.875%
HK$208,629
−HK$5,528/mo
Today · 4.125%
HK$214,157
baseline
▲ 0.50% · 4.625%
HK$225,446
+HK$11,289/mo
Deposit HK$4.45M · loan HK$40.05M · min. income ≈ HK$428,314/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,115 · Scale 2, in force from 26 Feb 2026)