LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,469
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,625
−HK$3,207/mo
Today · 4.125%
HK$107,832
baseline
▲ 0.50% · 4.625%
HK$114,393
+HK$6,561/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$215,664/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,883
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$115,910
−HK$3,072/mo
Today · 4.125%
HK$118,982
baseline
▲ 0.50% · 4.625%
HK$125,253
+HK$6,271/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$237,964/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,762
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,550
−HK$3,848/mo
Today · 4.125%
HK$129,398
baseline
▲ 0.50% · 4.625%
HK$137,272
+HK$7,874/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$258,796/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,459
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,092
−HK$3,686/mo
Today · 4.125%
HK$142,778
baseline
▲ 0.50% · 4.625%
HK$150,304
+HK$7,526/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$285,556/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,056
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$146,475
−HK$4,489/mo
Today · 4.125%
HK$150,964
baseline
▲ 0.50% · 4.625%
HK$160,150
+HK$9,186/mo
Deposit HK$13.35M · loan HK$31.15M · min. income ≈ HK$301,928/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,036
−HK$8,538/mo
▼ 0.25% · 3.875%
HK$162,274
−HK$4,300/mo
Today · 4.125%
HK$166,574
baseline
▲ 0.50% · 4.625%
HK$175,355
+HK$8,781/mo
Deposit HK$13.35M · loan HK$31.15M · min. income ≈ HK$333,148/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,644
−HK$11,453/mo
▼ 0.25% · 3.875%
HK$188,325
−HK$5,772/mo
Today · 4.125%
HK$194,097
baseline
▲ 0.50% · 4.625%
HK$205,907
+HK$11,810/mo
Deposit HK$4.45M · loan HK$40.05M · min. income ≈ HK$388,194/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,189
−HK$10,978/mo
▼ 0.25% · 3.875%
HK$208,639
−HK$5,528/mo
Today · 4.125%
HK$214,167
baseline
▲ 0.50% · 4.625%
HK$225,456
+HK$11,289/mo
Deposit HK$4.45M · loan HK$40.05M · min. income ≈ HK$428,334/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,199 · Scale 2, in force from 26 Feb 2026)