LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,477
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$104,634
−HK$3,207/mo
Today · 4.125%
HK$107,841
baseline
▲ 0.50% · 4.625%
HK$114,402
+HK$6,561/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$215,682/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,892
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$115,920
−HK$3,072/mo
Today · 4.125%
HK$118,992
baseline
▲ 0.50% · 4.625%
HK$125,264
+HK$6,272/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$237,984/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,773
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,560
−HK$3,849/mo
Today · 4.125%
HK$129,409
baseline
▲ 0.50% · 4.625%
HK$137,283
+HK$7,874/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$258,818/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,471
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,104
−HK$3,686/mo
Today · 4.125%
HK$142,790
baseline
▲ 0.50% · 4.625%
HK$150,316
+HK$7,526/mo
Deposit HK$17.80M · loan HK$26.70M · min. income ≈ HK$285,580/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,068
−HK$8,909/mo
▼ 0.25% · 3.875%
HK$146,487
−HK$4,490/mo
Today · 4.125%
HK$150,977
baseline
▲ 0.50% · 4.625%
HK$160,163
+HK$9,186/mo
Deposit HK$13.35M · loan HK$31.15M · min. income ≈ HK$301,954/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,049
−HK$8,539/mo
▼ 0.25% · 3.875%
HK$162,288
−HK$4,300/mo
Today · 4.125%
HK$166,588
baseline
▲ 0.50% · 4.625%
HK$175,369
+HK$8,781/mo
Deposit HK$13.35M · loan HK$31.15M · min. income ≈ HK$333,176/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,659
−HK$11,454/mo
▼ 0.25% · 3.875%
HK$188,341
−HK$5,772/mo
Today · 4.125%
HK$194,113
baseline
▲ 0.50% · 4.625%
HK$205,924
+HK$11,811/mo
Deposit HK$4.45M · loan HK$40.05M · min. income ≈ HK$388,226/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,206
−HK$10,979/mo
▼ 0.25% · 3.875%
HK$208,656
−HK$5,529/mo
Today · 4.125%
HK$214,185
baseline
▲ 0.50% · 4.625%
HK$225,475
+HK$11,290/mo
Deposit HK$4.45M · loan HK$40.05M · min. income ≈ HK$428,370/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,357 · Scale 2, in force from 26 Feb 2026)