LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,148
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,464
−HK$321/mo
Today · 4.125%
HK$10,785
baseline
▲ 0.50% · 4.625%
HK$11,441
+HK$656/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,570/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,290
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,593
−HK$307/mo
Today · 4.125%
HK$11,900
baseline
▲ 0.50% · 4.625%
HK$12,527
+HK$627/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,800/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,178
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,557
−HK$385/mo
Today · 4.125%
HK$12,942
baseline
▲ 0.50% · 4.625%
HK$13,729
+HK$787/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,884/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,548
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,911
−HK$369/mo
Today · 4.125%
HK$14,280
baseline
▲ 0.50% · 4.625%
HK$15,032
+HK$752/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,560/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,208
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,649
−HK$449/mo
Today · 4.125%
HK$15,098
baseline
▲ 0.50% · 4.625%
HK$16,017
+HK$919/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,196/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,806
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,230
−HK$430/mo
Today · 4.125%
HK$16,660
baseline
▲ 0.50% · 4.625%
HK$17,538
+HK$878/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,320/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,267
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,835
−HK$577/mo
Today · 4.125%
HK$19,412
baseline
▲ 0.50% · 4.625%
HK$20,593
+HK$1,181/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,824/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,322
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,867
−HK$553/mo
Today · 4.125%
HK$21,420
baseline
▲ 0.50% · 4.625%
HK$22,549
+HK$1,129/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$42,840/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,758 · Scale 2, in force from 26 Feb 2026)