LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,493
−HK$6,365/mo
▼ 0.25% · 3.875%
HK$104,650
−HK$3,208/mo
Today · 4.125%
HK$107,858
baseline
▲ 0.50% · 4.625%
HK$114,420
+HK$6,562/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$215,716/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,910
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$115,938
−HK$3,072/mo
Today · 4.125%
HK$119,010
baseline
▲ 0.50% · 4.625%
HK$125,283
+HK$6,273/mo
Deposit HK$22.25M · loan HK$22.25M · min. income ≈ HK$238,020/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,792
−HK$7,637/mo
▼ 0.25% · 3.875%
HK$125,580
−HK$3,849/mo
Today · 4.125%
HK$129,429
baseline
▲ 0.50% · 4.625%
HK$137,305
+HK$7,876/mo
Deposit HK$17.80M · loan HK$26.71M · min. income ≈ HK$258,858/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,492
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$139,126
−HK$3,686/mo
Today · 4.125%
HK$142,812
baseline
▲ 0.50% · 4.625%
HK$150,340
+HK$7,528/mo
Deposit HK$17.80M · loan HK$26.71M · min. income ≈ HK$285,624/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,090
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$146,510
−HK$4,491/mo
Today · 4.125%
HK$151,001
baseline
▲ 0.50% · 4.625%
HK$160,189
+HK$9,188/mo
Deposit HK$13.35M · loan HK$31.16M · min. income ≈ HK$302,002/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,074
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$162,314
−HK$4,300/mo
Today · 4.125%
HK$166,614
baseline
▲ 0.50% · 4.625%
HK$175,397
+HK$8,783/mo
Deposit HK$13.35M · loan HK$31.16M · min. income ≈ HK$333,228/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,688
−HK$11,456/mo
▼ 0.25% · 3.875%
HK$188,370
−HK$5,774/mo
Today · 4.125%
HK$194,144
baseline
▲ 0.50% · 4.625%
HK$205,957
+HK$11,813/mo
Deposit HK$4.45M · loan HK$40.06M · min. income ≈ HK$388,288/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,238
−HK$10,980/mo
▼ 0.25% · 3.875%
HK$208,689
−HK$5,529/mo
Today · 4.125%
HK$214,218
baseline
▲ 0.50% · 4.625%
HK$225,510
+HK$11,292/mo
Deposit HK$4.45M · loan HK$40.06M · min. income ≈ HK$428,436/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,655 · Scale 2, in force from 26 Feb 2026)