LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,149
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,465
−HK$321/mo
Today · 4.125%
HK$10,786
baseline
▲ 0.50% · 4.625%
HK$11,442
+HK$656/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,572/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,291
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,594
−HK$307/mo
Today · 4.125%
HK$11,901
baseline
▲ 0.50% · 4.625%
HK$12,528
+HK$627/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,802/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,179
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,558
−HK$385/mo
Today · 4.125%
HK$12,943
baseline
▲ 0.50% · 4.625%
HK$13,731
+HK$788/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,886/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,549
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,913
−HK$368/mo
Today · 4.125%
HK$14,281
baseline
▲ 0.50% · 4.625%
HK$15,034
+HK$753/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,562/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,209
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,651
−HK$449/mo
Today · 4.125%
HK$15,100
baseline
▲ 0.50% · 4.625%
HK$16,019
+HK$919/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,200/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,808
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,231
−HK$431/mo
Today · 4.125%
HK$16,662
baseline
▲ 0.50% · 4.625%
HK$17,540
+HK$878/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,324/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,269
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,837
−HK$577/mo
Today · 4.125%
HK$19,414
baseline
▲ 0.50% · 4.625%
HK$20,596
+HK$1,182/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,828/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,324
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,869
−HK$553/mo
Today · 4.125%
HK$21,422
baseline
▲ 0.50% · 4.625%
HK$22,551
+HK$1,129/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$42,844/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,765 · Scale 2, in force from 26 Feb 2026)