LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,497
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$104,654
−HK$3,207/mo
Today · 4.125%
HK$107,861
baseline
▲ 0.50% · 4.625%
HK$114,425
+HK$6,564/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$215,722/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,914
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$115,942
−HK$3,072/mo
Today · 4.125%
HK$119,014
baseline
▲ 0.50% · 4.625%
HK$125,288
+HK$6,274/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$238,028/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,796
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$125,585
−HK$3,849/mo
Today · 4.125%
HK$129,434
baseline
▲ 0.50% · 4.625%
HK$137,309
+HK$7,875/mo
Deposit HK$17.80M · loan HK$26.71M · min. income ≈ HK$258,868/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,497
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$139,131
−HK$3,686/mo
Today · 4.125%
HK$142,817
baseline
▲ 0.50% · 4.625%
HK$150,345
+HK$7,528/mo
Deposit HK$17.80M · loan HK$26.71M · min. income ≈ HK$285,634/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,095
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$146,515
−HK$4,491/mo
Today · 4.125%
HK$151,006
baseline
▲ 0.50% · 4.625%
HK$160,194
+HK$9,188/mo
Deposit HK$13.35M · loan HK$31.16M · min. income ≈ HK$302,012/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,080
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$162,319
−HK$4,301/mo
Today · 4.125%
HK$166,620
baseline
▲ 0.50% · 4.625%
HK$175,403
+HK$8,783/mo
Deposit HK$13.35M · loan HK$31.16M · min. income ≈ HK$333,240/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,694
−HK$11,457/mo
▼ 0.25% · 3.875%
HK$188,377
−HK$5,774/mo
Today · 4.125%
HK$194,151
baseline
▲ 0.50% · 4.625%
HK$205,964
+HK$11,813/mo
Deposit HK$4.45M · loan HK$40.06M · min. income ≈ HK$388,302/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,245
−HK$10,981/mo
▼ 0.25% · 3.875%
HK$208,696
−HK$5,530/mo
Today · 4.125%
HK$214,226
baseline
▲ 0.50% · 4.625%
HK$225,518
+HK$11,292/mo
Deposit HK$4.45M · loan HK$40.06M · min. income ≈ HK$428,452/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,721 · Scale 2, in force from 26 Feb 2026)