LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,502
−HK$6,365/mo
▼ 0.25% · 3.875%
HK$104,659
−HK$3,208/mo
Today · 4.125%
HK$107,867
baseline
▲ 0.50% · 4.625%
HK$114,430
+HK$6,563/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$215,734/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,920
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$115,948
−HK$3,073/mo
Today · 4.125%
HK$119,021
baseline
▲ 0.50% · 4.625%
HK$125,294
+HK$6,273/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$238,042/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,802
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$125,591
−HK$3,849/mo
Today · 4.125%
HK$129,440
baseline
▲ 0.50% · 4.625%
HK$137,317
+HK$7,877/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$258,880/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,504
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$139,138
−HK$3,687/mo
Today · 4.125%
HK$142,825
baseline
▲ 0.50% · 4.625%
HK$150,353
+HK$7,528/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$285,650/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,103
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$146,523
−HK$4,491/mo
Today · 4.125%
HK$151,014
baseline
▲ 0.50% · 4.625%
HK$160,203
+HK$9,189/mo
Deposit HK$13.35M · loan HK$31.16M · min. income ≈ HK$302,028/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,088
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$162,328
−HK$4,301/mo
Today · 4.125%
HK$166,629
baseline
▲ 0.50% · 4.625%
HK$175,412
+HK$8,783/mo
Deposit HK$13.35M · loan HK$31.16M · min. income ≈ HK$333,258/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,704
−HK$11,457/mo
▼ 0.25% · 3.875%
HK$188,387
−HK$5,774/mo
Today · 4.125%
HK$194,161
baseline
▲ 0.50% · 4.625%
HK$205,975
+HK$11,814/mo
Deposit HK$4.45M · loan HK$40.06M · min. income ≈ HK$388,322/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,256
−HK$10,981/mo
▼ 0.25% · 3.875%
HK$208,707
−HK$5,530/mo
Today · 4.125%
HK$214,237
baseline
▲ 0.50% · 4.625%
HK$225,530
+HK$11,293/mo
Deposit HK$4.45M · loan HK$40.06M · min. income ≈ HK$428,474/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,891,820 · Scale 2, in force from 26 Feb 2026)