LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,515
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$104,673
−HK$3,208/mo
Today · 4.125%
HK$107,881
baseline
▲ 0.50% · 4.625%
HK$114,445
+HK$6,564/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$215,762/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,935
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$115,963
−HK$3,073/mo
Today · 4.125%
HK$119,036
baseline
▲ 0.50% · 4.625%
HK$125,311
+HK$6,275/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$238,072/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,818
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$125,607
−HK$3,850/mo
Today · 4.125%
HK$129,457
baseline
▲ 0.50% · 4.625%
HK$137,334
+HK$7,877/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$258,914/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,521
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$139,156
−HK$3,687/mo
Today · 4.125%
HK$142,843
baseline
▲ 0.50% · 4.625%
HK$150,373
+HK$7,530/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$285,686/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,121
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$146,542
−HK$4,491/mo
Today · 4.125%
HK$151,033
baseline
▲ 0.50% · 4.625%
HK$160,223
+HK$9,190/mo
Deposit HK$13.36M · loan HK$31.16M · min. income ≈ HK$302,066/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,108
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$162,349
−HK$4,301/mo
Today · 4.125%
HK$166,650
baseline
▲ 0.50% · 4.625%
HK$175,435
+HK$8,785/mo
Deposit HK$13.36M · loan HK$31.16M · min. income ≈ HK$333,300/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,727
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$188,411
−HK$5,775/mo
Today · 4.125%
HK$194,186
baseline
▲ 0.50% · 4.625%
HK$206,001
+HK$11,815/mo
Deposit HK$4.45M · loan HK$40.07M · min. income ≈ HK$388,372/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,282
−HK$10,983/mo
▼ 0.25% · 3.875%
HK$208,734
−HK$5,531/mo
Today · 4.125%
HK$214,265
baseline
▲ 0.50% · 4.625%
HK$225,559
+HK$11,294/mo
Deposit HK$4.45M · loan HK$40.07M · min. income ≈ HK$428,530/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,892,064 · Scale 2, in force from 26 Feb 2026)