LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,516
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$104,674
−HK$3,208/mo
Today · 4.125%
HK$107,882
baseline
▲ 0.50% · 4.625%
HK$114,447
+HK$6,565/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$215,764/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,936
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$115,965
−HK$3,072/mo
Today · 4.125%
HK$119,037
baseline
▲ 0.50% · 4.625%
HK$125,312
+HK$6,275/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$238,074/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,819
−HK$7,640/mo
▼ 0.25% · 3.875%
HK$125,609
−HK$3,850/mo
Today · 4.125%
HK$129,459
baseline
▲ 0.50% · 4.625%
HK$137,336
+HK$7,877/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$258,918/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,523
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$139,158
−HK$3,687/mo
Today · 4.125%
HK$142,845
baseline
▲ 0.50% · 4.625%
HK$150,374
+HK$7,529/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$285,690/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,123
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$146,544
−HK$4,491/mo
Today · 4.125%
HK$151,035
baseline
▲ 0.50% · 4.625%
HK$160,225
+HK$9,190/mo
Deposit HK$13.36M · loan HK$31.16M · min. income ≈ HK$302,070/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,110
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$162,350
−HK$4,302/mo
Today · 4.125%
HK$166,652
baseline
▲ 0.50% · 4.625%
HK$175,437
+HK$8,785/mo
Deposit HK$13.36M · loan HK$31.16M · min. income ≈ HK$333,304/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,729
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$188,413
−HK$5,775/mo
Today · 4.125%
HK$194,188
baseline
▲ 0.50% · 4.625%
HK$206,004
+HK$11,816/mo
Deposit HK$4.45M · loan HK$40.07M · min. income ≈ HK$388,376/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,284
−HK$10,983/mo
▼ 0.25% · 3.875%
HK$208,736
−HK$5,531/mo
Today · 4.125%
HK$214,267
baseline
▲ 0.50% · 4.625%
HK$225,562
+HK$11,295/mo
Deposit HK$4.45M · loan HK$40.07M · min. income ≈ HK$428,534/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,892,085 · Scale 2, in force from 26 Feb 2026)