LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,523
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$104,681
−HK$3,208/mo
Today · 4.125%
HK$107,889
baseline
▲ 0.50% · 4.625%
HK$114,454
+HK$6,565/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$215,778/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,943
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$115,972
−HK$3,073/mo
Today · 4.125%
HK$119,045
baseline
▲ 0.50% · 4.625%
HK$125,320
+HK$6,275/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$238,090/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,827
−HK$7,640/mo
▼ 0.25% · 3.875%
HK$125,617
−HK$3,850/mo
Today · 4.125%
HK$129,467
baseline
▲ 0.50% · 4.625%
HK$137,345
+HK$7,878/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$258,934/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,532
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$139,167
−HK$3,687/mo
Today · 4.125%
HK$142,854
baseline
▲ 0.50% · 4.625%
HK$150,384
+HK$7,530/mo
Deposit HK$17.81M · loan HK$26.71M · min. income ≈ HK$285,708/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,132
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$146,553
−HK$4,492/mo
Today · 4.125%
HK$151,045
baseline
▲ 0.50% · 4.625%
HK$160,235
+HK$9,190/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$302,090/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,120
−HK$8,543/mo
▼ 0.25% · 3.875%
HK$162,361
−HK$4,302/mo
Today · 4.125%
HK$166,663
baseline
▲ 0.50% · 4.625%
HK$175,448
+HK$8,785/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$333,326/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,741
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$188,425
−HK$5,775/mo
Today · 4.125%
HK$194,200
baseline
▲ 0.50% · 4.625%
HK$206,017
+HK$11,817/mo
Deposit HK$4.45M · loan HK$40.07M · min. income ≈ HK$388,400/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,297
−HK$10,984/mo
▼ 0.25% · 3.875%
HK$208,750
−HK$5,531/mo
Today · 4.125%
HK$214,281
baseline
▲ 0.50% · 4.625%
HK$225,576
+HK$11,295/mo
Deposit HK$4.45M · loan HK$40.07M · min. income ≈ HK$428,562/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,892,207 · Scale 2, in force from 26 Feb 2026)