LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,153
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,469
−HK$321/mo
Today · 4.125%
HK$10,790
baseline
▲ 0.50% · 4.625%
HK$11,446
+HK$656/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,580/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,295
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,598
−HK$307/mo
Today · 4.125%
HK$11,905
baseline
▲ 0.50% · 4.625%
HK$12,533
+HK$628/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,810/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,184
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,563
−HK$385/mo
Today · 4.125%
HK$12,948
baseline
▲ 0.50% · 4.625%
HK$13,735
+HK$787/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,896/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,554
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,918
−HK$368/mo
Today · 4.125%
HK$14,286
baseline
▲ 0.50% · 4.625%
HK$15,039
+HK$753/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,572/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,214
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,656
−HK$450/mo
Today · 4.125%
HK$15,106
baseline
▲ 0.50% · 4.625%
HK$16,025
+HK$919/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,212/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,813
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,237
−HK$431/mo
Today · 4.125%
HK$16,668
baseline
▲ 0.50% · 4.625%
HK$17,546
+HK$878/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,336/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,275
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,844
−HK$577/mo
Today · 4.125%
HK$19,421
baseline
▲ 0.50% · 4.625%
HK$20,603
+HK$1,182/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,842/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,331
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,876
−HK$554/mo
Today · 4.125%
HK$21,430
baseline
▲ 0.50% · 4.625%
HK$22,559
+HK$1,129/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$42,860/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,789 · Scale 2, in force from 26 Feb 2026)