LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,539
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,698
−HK$3,209/mo
Today · 4.125%
HK$107,907
baseline
▲ 0.50% · 4.625%
HK$114,473
+HK$6,566/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$215,814/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,961
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,991
−HK$3,073/mo
Today · 4.125%
HK$119,064
baseline
▲ 0.50% · 4.625%
HK$125,340
+HK$6,276/mo
Deposit HK$22.26M · loan HK$22.26M · min. income ≈ HK$238,128/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,847
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,637
−HK$3,851/mo
Today · 4.125%
HK$129,488
baseline
▲ 0.50% · 4.625%
HK$137,367
+HK$7,879/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$258,976/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,554
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,189
−HK$3,688/mo
Today · 4.125%
HK$142,877
baseline
▲ 0.50% · 4.625%
HK$150,409
+HK$7,532/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$285,754/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,155
−HK$8,914/mo
▼ 0.25% · 3.875%
HK$146,577
−HK$4,492/mo
Today · 4.125%
HK$151,069
baseline
▲ 0.50% · 4.625%
HK$160,262
+HK$9,193/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$302,138/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,146
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$162,387
−HK$4,303/mo
Today · 4.125%
HK$166,690
baseline
▲ 0.50% · 4.625%
HK$175,477
+HK$8,787/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$333,380/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,771
−HK$11,461/mo
▼ 0.25% · 3.875%
HK$188,456
−HK$5,776/mo
Today · 4.125%
HK$194,232
baseline
▲ 0.50% · 4.625%
HK$206,051
+HK$11,819/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$388,464/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,331
−HK$10,985/mo
▼ 0.25% · 3.875%
HK$208,784
−HK$5,532/mo
Today · 4.125%
HK$214,316
baseline
▲ 0.50% · 4.625%
HK$225,613
+HK$11,297/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$428,632/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,516 · Scale 2, in force from 26 Feb 2026)