LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,541
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,700
−HK$3,209/mo
Today · 4.125%
HK$107,909
baseline
▲ 0.50% · 4.625%
HK$114,475
+HK$6,566/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$215,818/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,964
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,993
−HK$3,074/mo
Today · 4.125%
HK$119,067
baseline
▲ 0.50% · 4.625%
HK$125,343
+HK$6,276/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$238,134/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,850
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,640
−HK$3,851/mo
Today · 4.125%
HK$129,491
baseline
▲ 0.50% · 4.625%
HK$137,370
+HK$7,879/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$258,982/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,557
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,192
−HK$3,688/mo
Today · 4.125%
HK$142,880
baseline
▲ 0.50% · 4.625%
HK$150,412
+HK$7,532/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$285,760/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,158
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$146,580
−HK$4,493/mo
Today · 4.125%
HK$151,073
baseline
▲ 0.50% · 4.625%
HK$160,265
+HK$9,192/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$302,146/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,149
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,391
−HK$4,303/mo
Today · 4.125%
HK$166,694
baseline
▲ 0.50% · 4.625%
HK$175,480
+HK$8,786/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$333,388/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,775
−HK$11,461/mo
▼ 0.25% · 3.875%
HK$188,460
−HK$5,776/mo
Today · 4.125%
HK$194,236
baseline
▲ 0.50% · 4.625%
HK$206,055
+HK$11,819/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$388,472/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,335
−HK$10,985/mo
▼ 0.25% · 3.875%
HK$208,788
−HK$5,532/mo
Today · 4.125%
HK$214,320
baseline
▲ 0.50% · 4.625%
HK$225,618
+HK$11,298/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$428,640/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,556 · Scale 2, in force from 26 Feb 2026)