LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,546
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,705
−HK$3,209/mo
Today · 4.125%
HK$107,914
baseline
▲ 0.50% · 4.625%
HK$114,480
+HK$6,566/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$215,828/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,969
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,999
−HK$3,073/mo
Today · 4.125%
HK$119,072
baseline
▲ 0.50% · 4.625%
HK$125,349
+HK$6,277/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$238,144/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,855
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$125,646
−HK$3,851/mo
Today · 4.125%
HK$129,497
baseline
▲ 0.50% · 4.625%
HK$137,376
+HK$7,879/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$258,994/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,563
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$139,199
−HK$3,688/mo
Today · 4.125%
HK$142,887
baseline
▲ 0.50% · 4.625%
HK$150,419
+HK$7,532/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$285,774/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,165
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$146,587
−HK$4,493/mo
Today · 4.125%
HK$151,080
baseline
▲ 0.50% · 4.625%
HK$160,272
+HK$9,192/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$302,160/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,157
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$162,398
−HK$4,303/mo
Today · 4.125%
HK$166,701
baseline
▲ 0.50% · 4.625%
HK$175,488
+HK$8,787/mo
Deposit HK$13.36M · loan HK$31.17M · min. income ≈ HK$333,402/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,783
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$188,469
−HK$5,776/mo
Today · 4.125%
HK$194,245
baseline
▲ 0.50% · 4.625%
HK$206,064
+HK$11,819/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$388,490/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,344
−HK$10,986/mo
▼ 0.25% · 3.875%
HK$208,798
−HK$5,532/mo
Today · 4.125%
HK$214,330
baseline
▲ 0.50% · 4.625%
HK$225,628
+HK$11,298/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$428,660/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,643 · Scale 2, in force from 26 Feb 2026)