LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,155
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,471
−HK$321/mo
Today · 4.125%
HK$10,792
baseline
▲ 0.50% · 4.625%
HK$11,449
+HK$657/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,584/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,297
−HK$611/mo
▼ 0.25% · 3.875%
HK$11,600
−HK$308/mo
Today · 4.125%
HK$11,908
baseline
▲ 0.50% · 4.625%
HK$12,536
+HK$628/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,816/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,186
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,565
−HK$385/mo
Today · 4.125%
HK$12,950
baseline
▲ 0.50% · 4.625%
HK$13,738
+HK$788/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,900/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,557
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,921
−HK$368/mo
Today · 4.125%
HK$14,289
baseline
▲ 0.50% · 4.625%
HK$15,043
+HK$754/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,578/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,217
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,659
−HK$450/mo
Today · 4.125%
HK$15,109
baseline
▲ 0.50% · 4.625%
HK$16,028
+HK$919/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,218/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,816
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,241
−HK$430/mo
Today · 4.125%
HK$16,671
baseline
▲ 0.50% · 4.625%
HK$17,550
+HK$879/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,342/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,279
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,848
−HK$577/mo
Today · 4.125%
HK$19,425
baseline
▲ 0.50% · 4.625%
HK$20,607
+HK$1,182/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,850/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,335
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$553/mo
Today · 4.125%
HK$21,434
baseline
▲ 0.50% · 4.625%
HK$22,564
+HK$1,130/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$42,868/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,803 · Scale 2, in force from 26 Feb 2026)