LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,554
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,713
−HK$3,210/mo
Today · 4.125%
HK$107,923
baseline
▲ 0.50% · 4.625%
HK$114,490
+HK$6,567/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$215,846/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,978
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,008
−HK$3,074/mo
Today · 4.125%
HK$119,082
baseline
▲ 0.50% · 4.625%
HK$125,359
+HK$6,277/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$238,164/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,865
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$125,656
−HK$3,851/mo
Today · 4.125%
HK$129,507
baseline
▲ 0.50% · 4.625%
HK$137,387
+HK$7,880/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$259,014/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,574
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$139,210
−HK$3,688/mo
Today · 4.125%
HK$142,898
baseline
▲ 0.50% · 4.625%
HK$150,431
+HK$7,533/mo
Deposit HK$17.81M · loan HK$26.72M · min. income ≈ HK$285,796/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,176
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,599
−HK$4,493/mo
Today · 4.125%
HK$151,092
baseline
▲ 0.50% · 4.625%
HK$160,285
+HK$9,193/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$302,184/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,169
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,412
−HK$4,303/mo
Today · 4.125%
HK$166,715
baseline
▲ 0.50% · 4.625%
HK$175,503
+HK$8,788/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$333,430/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,798
−HK$11,463/mo
▼ 0.25% · 3.875%
HK$188,484
−HK$5,777/mo
Today · 4.125%
HK$194,261
baseline
▲ 0.50% · 4.625%
HK$206,081
+HK$11,820/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$388,522/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,361
−HK$10,987/mo
▼ 0.25% · 3.875%
HK$208,815
−HK$5,533/mo
Today · 4.125%
HK$214,348
baseline
▲ 0.50% · 4.625%
HK$225,646
+HK$11,298/mo
Deposit HK$4.45M · loan HK$40.08M · min. income ≈ HK$428,696/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,892,797 · Scale 2, in force from 26 Feb 2026)