LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,156
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,472
−HK$321/mo
Today · 4.125%
HK$10,793
baseline
▲ 0.50% · 4.625%
HK$11,449
+HK$656/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,586/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,298
−HK$611/mo
▼ 0.25% · 3.875%
HK$11,601
−HK$308/mo
Today · 4.125%
HK$11,909
baseline
▲ 0.50% · 4.625%
HK$12,536
+HK$627/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,818/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,187
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,566
−HK$385/mo
Today · 4.125%
HK$12,951
baseline
▲ 0.50% · 4.625%
HK$13,739
+HK$788/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,902/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,558
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,921
−HK$369/mo
Today · 4.125%
HK$14,290
baseline
▲ 0.50% · 4.625%
HK$15,044
+HK$754/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,580/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,218
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,660
−HK$450/mo
Today · 4.125%
HK$15,110
baseline
▲ 0.50% · 4.625%
HK$16,029
+HK$919/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,220/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,817
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,242
−HK$430/mo
Today · 4.125%
HK$16,672
baseline
▲ 0.50% · 4.625%
HK$17,551
+HK$879/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,344/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,280
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,849
−HK$578/mo
Today · 4.125%
HK$19,427
baseline
▲ 0.50% · 4.625%
HK$20,609
+HK$1,182/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,854/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,337
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,882
−HK$553/mo
Today · 4.125%
HK$21,435
baseline
▲ 0.50% · 4.625%
HK$22,565
+HK$1,130/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$42,870/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,807 · Scale 2, in force from 26 Feb 2026)