LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,156
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,472
−HK$321/mo
Today · 4.125%
HK$10,793
baseline
▲ 0.50% · 4.625%
HK$11,450
+HK$657/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,586/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,299
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,602
−HK$307/mo
Today · 4.125%
HK$11,909
baseline
▲ 0.50% · 4.625%
HK$12,537
+HK$628/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,818/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,187
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,567
−HK$385/mo
Today · 4.125%
HK$12,952
baseline
▲ 0.50% · 4.625%
HK$13,740
+HK$788/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,904/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,558
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,922
−HK$369/mo
Today · 4.125%
HK$14,291
baseline
▲ 0.50% · 4.625%
HK$15,044
+HK$753/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,582/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,219
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,661
−HK$449/mo
Today · 4.125%
HK$15,110
baseline
▲ 0.50% · 4.625%
HK$16,030
+HK$920/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,220/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,818
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,242
−HK$431/mo
Today · 4.125%
HK$16,673
baseline
▲ 0.50% · 4.625%
HK$17,552
+HK$879/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,346/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,281
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,850
−HK$578/mo
Today · 4.125%
HK$19,428
baseline
▲ 0.50% · 4.625%
HK$20,610
+HK$1,182/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,856/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,338
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,883
−HK$553/mo
Today · 4.125%
HK$21,436
baseline
▲ 0.50% · 4.625%
HK$22,566
+HK$1,130/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$42,872/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,810 · Scale 2, in force from 26 Feb 2026)