LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,568
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,727
−HK$3,210/mo
Today · 4.125%
HK$107,937
baseline
▲ 0.50% · 4.625%
HK$114,505
+HK$6,568/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$215,874/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,993
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,024
−HK$3,074/mo
Today · 4.125%
HK$119,098
baseline
▲ 0.50% · 4.625%
HK$125,376
+HK$6,278/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$238,196/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,882
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$125,673
−HK$3,852/mo
Today · 4.125%
HK$129,525
baseline
▲ 0.50% · 4.625%
HK$137,406
+HK$7,881/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$259,050/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,592
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,229
−HK$3,689/mo
Today · 4.125%
HK$142,918
baseline
▲ 0.50% · 4.625%
HK$150,451
+HK$7,533/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$285,836/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,195
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$146,618
−HK$4,494/mo
Today · 4.125%
HK$151,112
baseline
▲ 0.50% · 4.625%
HK$160,307
+HK$9,195/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$302,224/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,191
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,433
−HK$4,304/mo
Today · 4.125%
HK$166,737
baseline
▲ 0.50% · 4.625%
HK$175,526
+HK$8,789/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$333,474/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,823
−HK$11,464/mo
▼ 0.25% · 3.875%
HK$188,509
−HK$5,778/mo
Today · 4.125%
HK$194,287
baseline
▲ 0.50% · 4.625%
HK$206,109
+HK$11,822/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$388,574/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,388
−HK$10,989/mo
▼ 0.25% · 3.875%
HK$208,843
−HK$5,534/mo
Today · 4.125%
HK$214,377
baseline
▲ 0.50% · 4.625%
HK$225,677
+HK$11,300/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$428,754/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,052 · Scale 2, in force from 26 Feb 2026)