LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,157
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,473
−HK$321/mo
Today · 4.125%
HK$10,794
baseline
▲ 0.50% · 4.625%
HK$11,451
+HK$657/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,588/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,299
−HK$611/mo
▼ 0.25% · 3.875%
HK$11,603
−HK$307/mo
Today · 4.125%
HK$11,910
baseline
▲ 0.50% · 4.625%
HK$12,538
+HK$628/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,820/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,188
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,567
−HK$386/mo
Today · 4.125%
HK$12,953
baseline
▲ 0.50% · 4.625%
HK$13,741
+HK$788/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,906/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,559
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,923
−HK$369/mo
Today · 4.125%
HK$14,292
baseline
▲ 0.50% · 4.625%
HK$15,045
+HK$753/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,584/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,220
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,662
−HK$449/mo
Today · 4.125%
HK$15,111
baseline
▲ 0.50% · 4.625%
HK$16,031
+HK$920/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,222/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,819
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,244
−HK$430/mo
Today · 4.125%
HK$16,674
baseline
▲ 0.50% · 4.625%
HK$17,553
+HK$879/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,348/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,282
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,851
−HK$578/mo
Today · 4.125%
HK$19,429
baseline
▲ 0.50% · 4.625%
HK$20,611
+HK$1,182/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,858/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,339
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,885
−HK$553/mo
Today · 4.125%
HK$21,438
baseline
▲ 0.50% · 4.625%
HK$22,568
+HK$1,130/mo
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$42,876/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,815 · Scale 2, in force from 26 Feb 2026)