LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,570
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,729
−HK$3,210/mo
Today · 4.125%
HK$107,939
baseline
▲ 0.50% · 4.625%
HK$114,507
+HK$6,568/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$215,878/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,996
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,026
−HK$3,074/mo
Today · 4.125%
HK$119,100
baseline
▲ 0.50% · 4.625%
HK$125,378
+HK$6,278/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$238,200/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,884
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$125,675
−HK$3,852/mo
Today · 4.125%
HK$129,527
baseline
▲ 0.50% · 4.625%
HK$137,409
+HK$7,882/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$259,054/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,595
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,231
−HK$3,690/mo
Today · 4.125%
HK$142,921
baseline
▲ 0.50% · 4.625%
HK$150,454
+HK$7,533/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$285,842/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,198
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$146,621
−HK$4,494/mo
Today · 4.125%
HK$151,115
baseline
▲ 0.50% · 4.625%
HK$160,310
+HK$9,195/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$302,230/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,194
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$162,437
−HK$4,304/mo
Today · 4.125%
HK$166,741
baseline
▲ 0.50% · 4.625%
HK$175,530
+HK$8,789/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$333,482/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,826
−HK$11,465/mo
▼ 0.25% · 3.875%
HK$188,513
−HK$5,778/mo
Today · 4.125%
HK$194,291
baseline
▲ 0.50% · 4.625%
HK$206,113
+HK$11,822/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$388,582/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,392
−HK$10,989/mo
▼ 0.25% · 3.875%
HK$208,847
−HK$5,534/mo
Today · 4.125%
HK$214,381
baseline
▲ 0.50% · 4.625%
HK$225,681
+HK$11,300/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$428,762/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,089 · Scale 2, in force from 26 Feb 2026)