LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,571
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,730
−HK$3,210/mo
Today · 4.125%
HK$107,940
baseline
▲ 0.50% · 4.625%
HK$114,508
+HK$6,568/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$215,880/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,997
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,027
−HK$3,074/mo
Today · 4.125%
HK$119,101
baseline
▲ 0.50% · 4.625%
HK$125,379
+HK$6,278/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$238,202/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,885
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$125,676
−HK$3,852/mo
Today · 4.125%
HK$129,528
baseline
▲ 0.50% · 4.625%
HK$137,410
+HK$7,882/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$259,056/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,596
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,233
−HK$3,689/mo
Today · 4.125%
HK$142,922
baseline
▲ 0.50% · 4.625%
HK$150,455
+HK$7,533/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$285,844/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,199
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$146,622
−HK$4,494/mo
Today · 4.125%
HK$151,116
baseline
▲ 0.50% · 4.625%
HK$160,311
+HK$9,195/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$302,232/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,195
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$162,438
−HK$4,304/mo
Today · 4.125%
HK$166,742
baseline
▲ 0.50% · 4.625%
HK$175,531
+HK$8,789/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$333,484/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,828
−HK$11,465/mo
▼ 0.25% · 3.875%
HK$188,515
−HK$5,778/mo
Today · 4.125%
HK$194,293
baseline
▲ 0.50% · 4.625%
HK$206,115
+HK$11,822/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$388,586/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,394
−HK$10,989/mo
▼ 0.25% · 3.875%
HK$208,849
−HK$5,534/mo
Today · 4.125%
HK$214,383
baseline
▲ 0.50% · 4.625%
HK$225,683
+HK$11,300/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$428,766/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,105 · Scale 2, in force from 26 Feb 2026)