LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,578
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$104,737
−HK$3,211/mo
Today · 4.125%
HK$107,948
baseline
▲ 0.50% · 4.625%
HK$114,516
+HK$6,568/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$215,896/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,004
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$116,035
−HK$3,075/mo
Today · 4.125%
HK$119,110
baseline
▲ 0.50% · 4.625%
HK$125,388
+HK$6,278/mo
Deposit HK$22.27M · loan HK$22.27M · min. income ≈ HK$238,220/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,893
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$125,685
−HK$3,852/mo
Today · 4.125%
HK$129,537
baseline
▲ 0.50% · 4.625%
HK$137,419
+HK$7,882/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$259,074/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,605
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$139,242
−HK$3,690/mo
Today · 4.125%
HK$142,932
baseline
▲ 0.50% · 4.625%
HK$150,466
+HK$7,534/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$285,864/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,209
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$146,632
−HK$4,495/mo
Today · 4.125%
HK$151,127
baseline
▲ 0.50% · 4.625%
HK$160,322
+HK$9,195/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$302,254/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,206
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$162,449
−HK$4,304/mo
Today · 4.125%
HK$166,753
baseline
▲ 0.50% · 4.625%
HK$175,543
+HK$8,790/mo
Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$333,506/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,840
−HK$11,466/mo
▼ 0.25% · 3.875%
HK$188,527
−HK$5,779/mo
Today · 4.125%
HK$194,306
baseline
▲ 0.50% · 4.625%
HK$206,129
+HK$11,823/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$388,612/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,408
−HK$10,989/mo
▼ 0.25% · 3.875%
HK$208,863
−HK$5,534/mo
Today · 4.125%
HK$214,397
baseline
▲ 0.50% · 4.625%
HK$225,698
+HK$11,301/mo
Deposit HK$4.45M · loan HK$40.09M · min. income ≈ HK$428,794/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,234 · Scale 2, in force from 26 Feb 2026)