LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,596
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,756
−HK$3,211/mo
Today · 4.125%
HK$107,967
baseline
▲ 0.50% · 4.625%
HK$114,536
+HK$6,569/mo
Deposit HK$22.28M · loan HK$22.28M · min. income ≈ HK$215,934/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,024
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,056
−HK$3,075/mo
Today · 4.125%
HK$119,131
baseline
▲ 0.50% · 4.625%
HK$125,410
+HK$6,279/mo
Deposit HK$22.28M · loan HK$22.28M · min. income ≈ HK$238,262/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,915
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$125,707
−HK$3,853/mo
Today · 4.125%
HK$129,560
baseline
▲ 0.50% · 4.625%
HK$137,444
+HK$7,884/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$259,120/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,629
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$139,267
−HK$3,690/mo
Today · 4.125%
HK$142,957
baseline
▲ 0.50% · 4.625%
HK$150,492
+HK$7,535/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$285,914/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,234
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$146,658
−HK$4,495/mo
Today · 4.125%
HK$151,153
baseline
▲ 0.50% · 4.625%
HK$160,351
+HK$9,198/mo
Deposit HK$13.37M · loan HK$31.19M · min. income ≈ HK$302,306/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,234
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$162,478
−HK$4,305/mo
Today · 4.125%
HK$166,783
baseline
▲ 0.50% · 4.625%
HK$175,574
+HK$8,791/mo
Deposit HK$13.37M · loan HK$31.19M · min. income ≈ HK$333,566/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,872
−HK$11,468/mo
▼ 0.25% · 3.875%
HK$188,561
−HK$5,779/mo
Today · 4.125%
HK$194,340
baseline
▲ 0.50% · 4.625%
HK$206,165
+HK$11,825/mo
Deposit HK$4.46M · loan HK$40.10M · min. income ≈ HK$388,680/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,444
−HK$10,991/mo
▼ 0.25% · 3.875%
HK$208,900
−HK$5,535/mo
Today · 4.125%
HK$214,435
baseline
▲ 0.50% · 4.625%
HK$225,738
+HK$11,303/mo
Deposit HK$4.46M · loan HK$40.10M · min. income ≈ HK$428,870/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,569 · Scale 2, in force from 26 Feb 2026)