LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,602
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,762
−HK$3,211/mo
Today · 4.125%
HK$107,973
baseline
▲ 0.50% · 4.625%
HK$114,543
+HK$6,570/mo
Deposit HK$22.28M · loan HK$22.28M · min. income ≈ HK$215,946/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,031
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$116,062
−HK$3,075/mo
Today · 4.125%
HK$119,137
baseline
▲ 0.50% · 4.625%
HK$125,417
+HK$6,280/mo
Deposit HK$22.28M · loan HK$22.28M · min. income ≈ HK$238,274/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,922
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$125,714
−HK$3,853/mo
Today · 4.125%
HK$129,567
baseline
▲ 0.50% · 4.625%
HK$137,451
+HK$7,884/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$259,134/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,637
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$139,275
−HK$3,690/mo
Today · 4.125%
HK$142,965
baseline
▲ 0.50% · 4.625%
HK$150,501
+HK$7,536/mo
Deposit HK$17.82M · loan HK$26.73M · min. income ≈ HK$285,930/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,242
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$146,667
−HK$4,495/mo
Today · 4.125%
HK$151,162
baseline
▲ 0.50% · 4.625%
HK$160,360
+HK$9,198/mo
Deposit HK$13.37M · loan HK$31.19M · min. income ≈ HK$302,324/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,243
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$162,487
−HK$4,305/mo
Today · 4.125%
HK$166,792
baseline
▲ 0.50% · 4.625%
HK$175,584
+HK$8,792/mo
Deposit HK$13.37M · loan HK$31.19M · min. income ≈ HK$333,584/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,883
−HK$11,468/mo
▼ 0.25% · 3.875%
HK$188,571
−HK$5,780/mo
Today · 4.125%
HK$194,351
baseline
▲ 0.50% · 4.625%
HK$206,177
+HK$11,826/mo
Deposit HK$4.46M · loan HK$40.10M · min. income ≈ HK$388,702/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,455
−HK$10,992/mo
▼ 0.25% · 3.875%
HK$208,912
−HK$5,535/mo
Today · 4.125%
HK$214,447
baseline
▲ 0.50% · 4.625%
HK$225,751
+HK$11,304/mo
Deposit HK$4.46M · loan HK$40.10M · min. income ≈ HK$428,894/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,893,675 · Scale 2, in force from 26 Feb 2026)