LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,162
−HK$638/mo
▼ 0.25% · 3.875%
HK$10,479
−HK$321/mo
Today · 4.125%
HK$10,800
baseline
▲ 0.50% · 4.625%
HK$11,457
+HK$657/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,600/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,306
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,609
−HK$307/mo
Today · 4.125%
HK$11,916
baseline
▲ 0.50% · 4.625%
HK$12,544
+HK$628/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,832/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,195
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,574
−HK$386/mo
Today · 4.125%
HK$12,960
baseline
▲ 0.50% · 4.625%
HK$13,748
+HK$788/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,920/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,567
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,931
−HK$369/mo
Today · 4.125%
HK$14,300
baseline
▲ 0.50% · 4.625%
HK$15,053
+HK$753/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,600/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,227
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,670
−HK$450/mo
Today · 4.125%
HK$15,120
baseline
▲ 0.50% · 4.625%
HK$16,040
+HK$920/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,240/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,828
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,252
−HK$431/mo
Today · 4.125%
HK$16,683
baseline
▲ 0.50% · 4.625%
HK$17,562
+HK$879/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,366/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,292
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,861
−HK$578/mo
Today · 4.125%
HK$19,439
baseline
▲ 0.50% · 4.625%
HK$20,622
+HK$1,183/mo
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,878/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,350
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,896
−HK$553/mo
Today · 4.125%
HK$21,449
baseline
▲ 0.50% · 4.625%
HK$22,580
+HK$1,131/mo
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$42,898/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,851 · Scale 2, in force from 26 Feb 2026)