LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,625
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$104,786
−HK$3,212/mo
Today · 4.125%
HK$107,998
baseline
▲ 0.50% · 4.625%
HK$114,569
+HK$6,571/mo
Deposit HK$22.28M · loan HK$22.28M · min. income ≈ HK$215,996/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,057
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,089
−HK$3,076/mo
Today · 4.125%
HK$119,165
baseline
▲ 0.50% · 4.625%
HK$125,446
+HK$6,281/mo
Deposit HK$22.28M · loan HK$22.28M · min. income ≈ HK$238,330/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,950
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$125,743
−HK$3,854/mo
Today · 4.125%
HK$129,597
baseline
▲ 0.50% · 4.625%
HK$137,483
+HK$7,886/mo
Deposit HK$17.83M · loan HK$26.74M · min. income ≈ HK$259,194/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,668
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$139,306
−HK$3,692/mo
Today · 4.125%
HK$142,998
baseline
▲ 0.50% · 4.625%
HK$150,535
+HK$7,537/mo
Deposit HK$17.83M · loan HK$26.74M · min. income ≈ HK$285,996/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,275
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$146,700
−HK$4,497/mo
Today · 4.125%
HK$151,197
baseline
▲ 0.50% · 4.625%
HK$160,396
+HK$9,199/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$302,394/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,279
−HK$8,551/mo
▼ 0.25% · 3.875%
HK$162,524
−HK$4,306/mo
Today · 4.125%
HK$166,830
baseline
▲ 0.50% · 4.625%
HK$175,624
+HK$8,794/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$333,660/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,925
−HK$11,471/mo
▼ 0.25% · 3.875%
HK$188,615
−HK$5,781/mo
Today · 4.125%
HK$194,396
baseline
▲ 0.50% · 4.625%
HK$206,224
+HK$11,828/mo
Deposit HK$4.46M · loan HK$40.11M · min. income ≈ HK$388,792/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,502
−HK$10,994/mo
▼ 0.25% · 3.875%
HK$208,960
−HK$5,536/mo
Today · 4.125%
HK$214,496
baseline
▲ 0.50% · 4.625%
HK$225,803
+HK$11,307/mo
Deposit HK$4.46M · loan HK$40.11M · min. income ≈ HK$428,992/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,108 · Scale 2, in force from 26 Feb 2026)