LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,631
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$104,793
−HK$3,212/mo
Today · 4.125%
HK$108,005
baseline
▲ 0.50% · 4.625%
HK$114,576
+HK$6,571/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,010/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,064
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,096
−HK$3,076/mo
Today · 4.125%
HK$119,172
baseline
▲ 0.50% · 4.625%
HK$125,454
+HK$6,282/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,344/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,958
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$125,751
−HK$3,855/mo
Today · 4.125%
HK$129,606
baseline
▲ 0.50% · 4.625%
HK$137,492
+HK$7,886/mo
Deposit HK$17.83M · loan HK$26.74M · min. income ≈ HK$259,212/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,677
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$139,316
−HK$3,691/mo
Today · 4.125%
HK$143,007
baseline
▲ 0.50% · 4.625%
HK$150,545
+HK$7,538/mo
Deposit HK$17.83M · loan HK$26.74M · min. income ≈ HK$286,014/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,284
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$146,710
−HK$4,497/mo
Today · 4.125%
HK$151,207
baseline
▲ 0.50% · 4.625%
HK$160,407
+HK$9,200/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$302,414/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,290
−HK$8,551/mo
▼ 0.25% · 3.875%
HK$162,535
−HK$4,306/mo
Today · 4.125%
HK$166,841
baseline
▲ 0.50% · 4.625%
HK$175,636
+HK$8,795/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$333,682/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,937
−HK$11,471/mo
▼ 0.25% · 3.875%
HK$188,627
−HK$5,781/mo
Today · 4.125%
HK$194,408
baseline
▲ 0.50% · 4.625%
HK$206,238
+HK$11,830/mo
Deposit HK$4.46M · loan HK$40.11M · min. income ≈ HK$388,816/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,515
−HK$10,995/mo
▼ 0.25% · 3.875%
HK$208,973
−HK$5,537/mo
Today · 4.125%
HK$214,510
baseline
▲ 0.50% · 4.625%
HK$225,818
+HK$11,308/mo
Deposit HK$4.46M · loan HK$40.11M · min. income ≈ HK$429,020/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,234 · Scale 2, in force from 26 Feb 2026)