LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,637
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$104,798
−HK$3,212/mo
Today · 4.125%
HK$108,010
baseline
▲ 0.50% · 4.625%
HK$114,582
+HK$6,572/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,020/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,070
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,102
−HK$3,076/mo
Today · 4.125%
HK$119,178
baseline
▲ 0.50% · 4.625%
HK$125,460
+HK$6,282/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,356/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,964
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$125,758
−HK$3,854/mo
Today · 4.125%
HK$129,612
baseline
▲ 0.50% · 4.625%
HK$137,499
+HK$7,887/mo
Deposit HK$17.83M · loan HK$26.74M · min. income ≈ HK$259,224/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,684
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$139,322
−HK$3,692/mo
Today · 4.125%
HK$143,014
baseline
▲ 0.50% · 4.625%
HK$150,553
+HK$7,539/mo
Deposit HK$17.83M · loan HK$26.74M · min. income ≈ HK$286,028/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,291
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$146,717
−HK$4,497/mo
Today · 4.125%
HK$151,214
baseline
▲ 0.50% · 4.625%
HK$160,415
+HK$9,201/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$302,428/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,297
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$162,543
−HK$4,307/mo
Today · 4.125%
HK$166,850
baseline
▲ 0.50% · 4.625%
HK$175,645
+HK$8,795/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$333,700/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,946
−HK$11,472/mo
▼ 0.25% · 3.875%
HK$188,636
−HK$5,782/mo
Today · 4.125%
HK$194,418
baseline
▲ 0.50% · 4.625%
HK$206,248
+HK$11,830/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$388,836/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,525
−HK$10,996/mo
▼ 0.25% · 3.875%
HK$208,984
−HK$5,537/mo
Today · 4.125%
HK$214,521
baseline
▲ 0.50% · 4.625%
HK$225,829
+HK$11,308/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$429,042/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,328 · Scale 2, in force from 26 Feb 2026)