LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,647
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$104,808
−HK$3,213/mo
Today · 4.125%
HK$108,021
baseline
▲ 0.50% · 4.625%
HK$114,593
+HK$6,572/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,042/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,081
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$116,113
−HK$3,077/mo
Today · 4.125%
HK$119,190
baseline
▲ 0.50% · 4.625%
HK$125,473
+HK$6,283/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,380/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,976
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$125,770
−HK$3,855/mo
Today · 4.125%
HK$129,625
baseline
▲ 0.50% · 4.625%
HK$137,512
+HK$7,887/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$259,250/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,697
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$139,336
−HK$3,692/mo
Today · 4.125%
HK$143,028
baseline
▲ 0.50% · 4.625%
HK$150,567
+HK$7,539/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$286,056/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,305
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$146,732
−HK$4,497/mo
Today · 4.125%
HK$151,229
baseline
▲ 0.50% · 4.625%
HK$160,431
+HK$9,202/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$302,458/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,313
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$162,559
−HK$4,307/mo
Today · 4.125%
HK$166,866
baseline
▲ 0.50% · 4.625%
HK$175,662
+HK$8,796/mo
Deposit HK$13.37M · loan HK$31.20M · min. income ≈ HK$333,732/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,964
−HK$11,473/mo
▼ 0.25% · 3.875%
HK$188,655
−HK$5,782/mo
Today · 4.125%
HK$194,437
baseline
▲ 0.50% · 4.625%
HK$206,268
+HK$11,831/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$388,874/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,545
−HK$10,997/mo
▼ 0.25% · 3.875%
HK$209,004
−HK$5,538/mo
Today · 4.125%
HK$214,542
baseline
▲ 0.50% · 4.625%
HK$225,851
+HK$11,309/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$429,084/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,514 · Scale 2, in force from 26 Feb 2026)