LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,653
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$104,815
−HK$3,213/mo
Today · 4.125%
HK$108,028
baseline
▲ 0.50% · 4.625%
HK$114,601
+HK$6,573/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,056/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,088
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,121
−HK$3,077/mo
Today · 4.125%
HK$119,198
baseline
▲ 0.50% · 4.625%
HK$125,481
+HK$6,283/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,396/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,984
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$125,778
−HK$3,855/mo
Today · 4.125%
HK$129,633
baseline
▲ 0.50% · 4.625%
HK$137,521
+HK$7,888/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$259,266/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,706
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$139,345
−HK$3,692/mo
Today · 4.125%
HK$143,037
baseline
▲ 0.50% · 4.625%
HK$150,577
+HK$7,540/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$286,074/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,314
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,741
−HK$4,498/mo
Today · 4.125%
HK$151,239
baseline
▲ 0.50% · 4.625%
HK$160,441
+HK$9,202/mo
Deposit HK$13.37M · loan HK$31.21M · min. income ≈ HK$302,478/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,323
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$162,569
−HK$4,308/mo
Today · 4.125%
HK$166,877
baseline
▲ 0.50% · 4.625%
HK$175,673
+HK$8,796/mo
Deposit HK$13.37M · loan HK$31.21M · min. income ≈ HK$333,754/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,975
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$188,667
−HK$5,783/mo
Today · 4.125%
HK$194,450
baseline
▲ 0.50% · 4.625%
HK$206,281
+HK$11,831/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$388,900/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,558
−HK$10,998/mo
▼ 0.25% · 3.875%
HK$209,018
−HK$5,538/mo
Today · 4.125%
HK$214,556
baseline
▲ 0.50% · 4.625%
HK$225,866
+HK$11,310/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$429,112/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,636 · Scale 2, in force from 26 Feb 2026)