LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,659
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$104,821
−HK$3,213/mo
Today · 4.125%
HK$108,034
baseline
▲ 0.50% · 4.625%
HK$114,607
+HK$6,573/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,068/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,095
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,128
−HK$3,077/mo
Today · 4.125%
HK$119,205
baseline
▲ 0.50% · 4.625%
HK$125,488
+HK$6,283/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,410/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,991
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$125,785
−HK$3,856/mo
Today · 4.125%
HK$129,641
baseline
▲ 0.50% · 4.625%
HK$137,529
+HK$7,888/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$259,282/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,713
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$139,353
−HK$3,693/mo
Today · 4.125%
HK$143,046
baseline
▲ 0.50% · 4.625%
HK$150,586
+HK$7,540/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$286,092/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,323
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$146,750
−HK$4,497/mo
Today · 4.125%
HK$151,247
baseline
▲ 0.50% · 4.625%
HK$160,450
+HK$9,203/mo
Deposit HK$13.37M · loan HK$31.21M · min. income ≈ HK$302,494/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,332
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,579
−HK$4,308/mo
Today · 4.125%
HK$166,887
baseline
▲ 0.50% · 4.625%
HK$175,683
+HK$8,796/mo
Deposit HK$13.37M · loan HK$31.21M · min. income ≈ HK$333,774/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,986
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$188,678
−HK$5,783/mo
Today · 4.125%
HK$194,461
baseline
▲ 0.50% · 4.625%
HK$206,293
+HK$11,832/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$388,922/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,570
−HK$10,999/mo
▼ 0.25% · 3.875%
HK$209,030
−HK$5,539/mo
Today · 4.125%
HK$214,569
baseline
▲ 0.50% · 4.625%
HK$225,879
+HK$11,310/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$429,138/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,746 · Scale 2, in force from 26 Feb 2026)