LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,660
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$104,822
−HK$3,213/mo
Today · 4.125%
HK$108,035
baseline
▲ 0.50% · 4.625%
HK$114,608
+HK$6,573/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,070/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,095
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,129
−HK$3,077/mo
Today · 4.125%
HK$119,206
baseline
▲ 0.50% · 4.625%
HK$125,489
+HK$6,283/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,412/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,992
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$125,786
−HK$3,856/mo
Today · 4.125%
HK$129,642
baseline
▲ 0.50% · 4.625%
HK$137,530
+HK$7,888/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$259,284/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,714
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$139,354
−HK$3,693/mo
Today · 4.125%
HK$143,047
baseline
▲ 0.50% · 4.625%
HK$150,587
+HK$7,540/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$286,094/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,324
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$146,751
−HK$4,497/mo
Today · 4.125%
HK$151,248
baseline
▲ 0.50% · 4.625%
HK$160,452
+HK$9,204/mo
Deposit HK$13.37M · loan HK$31.21M · min. income ≈ HK$302,496/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,333
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,580
−HK$4,308/mo
Today · 4.125%
HK$166,888
baseline
▲ 0.50% · 4.625%
HK$175,685
+HK$8,797/mo
Deposit HK$13.37M · loan HK$31.21M · min. income ≈ HK$333,776/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,987
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$188,679
−HK$5,783/mo
Today · 4.125%
HK$194,462
baseline
▲ 0.50% · 4.625%
HK$206,295
+HK$11,833/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$388,924/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,572
−HK$10,998/mo
▼ 0.25% · 3.875%
HK$209,031
−HK$5,539/mo
Today · 4.125%
HK$214,570
baseline
▲ 0.50% · 4.625%
HK$225,880
+HK$11,310/mo
Deposit HK$4.46M · loan HK$40.12M · min. income ≈ HK$429,140/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,759 · Scale 2, in force from 26 Feb 2026)