LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,664
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$104,826
−HK$3,213/mo
Today · 4.125%
HK$108,039
baseline
▲ 0.50% · 4.625%
HK$114,613
+HK$6,574/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,078/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,100
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,133
−HK$3,077/mo
Today · 4.125%
HK$119,210
baseline
▲ 0.50% · 4.625%
HK$125,494
+HK$6,284/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,420/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,996
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$125,791
−HK$3,856/mo
Today · 4.125%
HK$129,647
baseline
▲ 0.50% · 4.625%
HK$137,535
+HK$7,888/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$259,294/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,720
−HK$7,332/mo
▼ 0.25% · 3.875%
HK$139,360
−HK$3,692/mo
Today · 4.125%
HK$143,052
baseline
▲ 0.50% · 4.625%
HK$150,593
+HK$7,541/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$286,104/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,329
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,756
−HK$4,498/mo
Today · 4.125%
HK$151,254
baseline
▲ 0.50% · 4.625%
HK$160,458
+HK$9,204/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$302,508/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,340
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$162,586
−HK$4,308/mo
Today · 4.125%
HK$166,894
baseline
▲ 0.50% · 4.625%
HK$175,692
+HK$8,798/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$333,788/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,995
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$188,687
−HK$5,783/mo
Today · 4.125%
HK$194,470
baseline
▲ 0.50% · 4.625%
HK$206,303
+HK$11,833/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$388,940/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,580
−HK$10,998/mo
▼ 0.25% · 3.875%
HK$209,040
−HK$5,538/mo
Today · 4.125%
HK$214,578
baseline
▲ 0.50% · 4.625%
HK$225,889
+HK$11,311/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$429,156/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,834 · Scale 2, in force from 26 Feb 2026)