LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,666
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$104,828
−HK$3,213/mo
Today · 4.125%
HK$108,041
baseline
▲ 0.50% · 4.625%
HK$114,615
+HK$6,574/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,082/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,102
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,135
−HK$3,078/mo
Today · 4.125%
HK$119,213
baseline
▲ 0.50% · 4.625%
HK$125,497
+HK$6,284/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,426/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,999
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$125,794
−HK$3,855/mo
Today · 4.125%
HK$129,649
baseline
▲ 0.50% · 4.625%
HK$137,538
+HK$7,889/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$259,298/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,723
−HK$7,332/mo
▼ 0.25% · 3.875%
HK$139,363
−HK$3,692/mo
Today · 4.125%
HK$143,055
baseline
▲ 0.50% · 4.625%
HK$150,596
+HK$7,541/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$286,110/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,332
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,759
−HK$4,498/mo
Today · 4.125%
HK$151,257
baseline
▲ 0.50% · 4.625%
HK$160,461
+HK$9,204/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$302,514/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,343
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,590
−HK$4,308/mo
Today · 4.125%
HK$166,898
baseline
▲ 0.50% · 4.625%
HK$175,695
+HK$8,797/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$333,796/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,998
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$188,691
−HK$5,783/mo
Today · 4.125%
HK$194,474
baseline
▲ 0.50% · 4.625%
HK$206,307
+HK$11,833/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$388,948/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,584
−HK$10,999/mo
▼ 0.25% · 3.875%
HK$209,044
−HK$5,539/mo
Today · 4.125%
HK$214,583
baseline
▲ 0.50% · 4.625%
HK$225,894
+HK$11,311/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$429,166/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,872 · Scale 2, in force from 26 Feb 2026)