LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,666
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,829
−HK$3,213/mo
Today · 4.125%
HK$108,042
baseline
▲ 0.50% · 4.625%
HK$114,616
+HK$6,574/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,084/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,103
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,136
−HK$3,077/mo
Today · 4.125%
HK$119,213
baseline
▲ 0.50% · 4.625%
HK$125,497
+HK$6,284/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,426/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,000
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$125,795
−HK$3,855/mo
Today · 4.125%
HK$129,650
baseline
▲ 0.50% · 4.625%
HK$137,539
+HK$7,889/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$259,300/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,723
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$139,363
−HK$3,693/mo
Today · 4.125%
HK$143,056
baseline
▲ 0.50% · 4.625%
HK$150,597
+HK$7,541/mo
Deposit HK$17.83M · loan HK$26.75M · min. income ≈ HK$286,112/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,333
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,760
−HK$4,498/mo
Today · 4.125%
HK$151,258
baseline
▲ 0.50% · 4.625%
HK$160,462
+HK$9,204/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$302,516/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,344
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,591
−HK$4,308/mo
Today · 4.125%
HK$166,899
baseline
▲ 0.50% · 4.625%
HK$175,696
+HK$8,797/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$333,798/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,999
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$188,692
−HK$5,783/mo
Today · 4.125%
HK$194,475
baseline
▲ 0.50% · 4.625%
HK$206,308
+HK$11,833/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$388,950/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,585
−HK$10,999/mo
▼ 0.25% · 3.875%
HK$209,045
−HK$5,539/mo
Today · 4.125%
HK$214,584
baseline
▲ 0.50% · 4.625%
HK$225,895
+HK$11,311/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$429,168/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,894,884 · Scale 2, in force from 26 Feb 2026)